Oh look another new series but this one is following my journey of getting much better with money. Now this one isn't going to be a weekly series it is mainly going to be a post as and when things need updating series however, I am trying to improve my relationship with money going forward and want to build a decent amount in savings without taking money back out each month like I currently do. I am hoping a series on here is going to help hold me that bit more accountable going forward so lets see how that goes shall we. 

I am currently working towards earning much more money in my 9 to 5 as this would massively help life move in a different direction but I am also learning to manage what I already have much better too. Going forward I want to live a life with more freedom, one where I don't need to check my bank account every two minutes before actually doing something. I also want to be able to head out on more trips with Liam and the dog without having to try find something super cheap. But most importantly I want to be able to travel for football with no worries... just head off on a train or coach attend a game, maybe a little overnight stay and cover the games I have only dreamt of without having to worry about draining my bank.

There are also a fair few things that I am currently saving for which are either permanent savings or are for specific items to help me with the journey I am currently on so I need to make sure I am actually adding money to pots rather than taking it out if I ever want to achieve what I am aiming for. Here are some of the things that I am currently saving for that will change once the item has been purchased...

> Equipment - If I am going all in I need to make sure I have the correct equipment

> iMac & Gaming PC - I have wanted these for a while now so I am saving for each of them. One is going to be purchased as soon as I can whilst other will be slowly saved for in the hopes of me getting an additional desk space in the future I just can't decide which.

> My Goal Shop - Once I hit my target weight I am going out on a shopping spree to celebrate so I am hoping I have plenty in the account once I hit that goal on the scales.

> Fashion & Luxury Purchases - This is what is going to change the most, I will save up so much buy the first item then move onto the next. Constantly adding to this pot even with a changing goal should mean I can treat myself to what I want rather than never being able to afford it.

There are some things that I am going to be saving for long term where the pots are likely never going to change and once they are achieved they may disappear for good. So here are what those are for...

> A Watch Collection - I am determined to start building my perfect watch collection and let's just say this is going to be a long and expensive journey so this savings pot is going to be constantly added to over time. I don't feel like this would ever be complete so it is a pot that would always stay open.

> Dream Car - I am sure everyone has a dream car and I am hoping by starting a savings pot now I can slowly but surely work towards purchasing my dream one which I can't see changing any time soon either. There may be circumstances where this one changes but for now its to squirrel money away for that dream car.

> Future Use - This is a bit of a random & vague one however, it is going to be added to for if we ever want to move house, make upgrades around the house and any other expense that may be a bit more and actually planned out. Just a small amount in this every now and then should do the trick. 

There are going to be the accounts that I am constantly adding to but will take from every now and then too and let's just say this is where a chunk of money is going every month but it will definitely be worth it. Those accounts are for...

> Emergency Fund - This is an important one as you never know what is around the corner therefore I want a good sized emergency fund to cover for anything that may take place. It will definitely be handy to have this to fall back on and erase any worries.

> Holidays - This account is going to be added to so that we can travel more and enjoy it without having to watch what we are spending too much. I really want to head away a lot more if possible so it is going to be key to add into this account as much as possible.

> Car - This account is to cover insurance, tax, repairs and it is definitely going to be kept up to. No paying monthly for things that would cost less by paying upfront. Both me and Liam will pay into this so should be well covered each month.

> Football - With how life is going this is going to be an important one. I want to go to more games and if I am invited to ones further away I want to be able to cover the cost with no worries and not have to turn down what I have been working hard for. This will cover tickets, travel, any overnight stays and food where needed. With the goals I have set for myself this one is going to be an account I am constantly in and out of but as long as it is kept topped up then I should be good to go.

I am really determined to get on track with my money so I can live my best life going forward so let's hope this series holds me accountable to save and not spend for the sake of it. 

See you soon,

Lucy